PayWatch gives you a clearer view of your subscriptions, upcoming renewals, and recurring spending before your money disappears.
Reserve My SpotJoin 842 Nigerians already on the waitlist
Subscriptions are convenient that's exactly why they're easy to forget. PayWatch exists to bring visibility back to recurring spending.
You signed up with every intention of cancelling later. Life got busy. The renewal date didn't.
₦2,000 here ₦5,000 there. Individually, they seem harmless. Together, they can quietly become one of your largest monthly expenses.
Streaming platforms. Cloud storage. Design tools. AI subscriptions. Fitness memberships. Digital services are multiplying faster than most people can keep track of.
Most people know what's in their bank account. Few people know exactly how much they're committed to spending every month.
The week before payday. The day rent is due. The moment you need that money somewhere else. Subscriptions don't wait for the perfect time.
The charge isn't unexpected. You technically agreed to it. But months later, it's easy to forget what's still active and quietly renewing.
A simple way to understand the long-term cost of recurring payments. Monthly subscriptions rarely feel expensive. The bigger picture tells a different story.
Upload your bank statement (PDF, Image, CSV) or connect Gmail to automatically detect your subscriptions.
Monthly Spend
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Yearly Spend
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5-Yr Projection
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PayWatch helps you understand the commitments you've already made. Designed to keep you informed, not overwhelmed.
A complete view of your subscriptions, renewals, and recurring commitments.

Know what's coming before money leaves your account.

See exactly how much subscriptions are costing you each month.

Subscriptions change. Your needs change too. PayWatch helps you keep both aligned.





PayWatch helps you understand the commitments you've already made. Designed to keep you informed, not overwhelmed.
The week before payday? While paying rent? While travelling?
When you needed that exact amount for something else?
Tell us your story.
We've all had one. A charge we forgot about. A subscription we thought we cancelled. A renewal that arrived at exactly the wrong time. We're building PayWatch around experiences like yours.
Selected stories may be featured anonymously to help shape future product decisions.
Recurring payments aren't going away. They're becoming part of everyday life. PayWatch helps you stay aware of them.
Join the waitlist and be among the first to experience a smarter way to stay ahead of subscriptions.
