PayWatch

Know Before
You're Charged.

PayWatch gives you a clearer view of your subscriptions, upcoming renewals, and recurring spending before your money disappears.

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Explore Your Subscription Footprint
PayWatch app — subscription overview showing upcoming renewals

Most Subscription Problems Don't Feel Like Problems Until It's Too Late.

Subscriptions are convenient that's exactly why they're easy to forget. PayWatch exists to bring visibility back to recurring spending.

Forgotten Renewals

Forgotten Renewals

You signed up with every intention of cancelling later. Life got busy. The renewal date didn't.

Small Charges, Big Impact

Small Charges, Big Impact

₦2,000 here ₦5,000 there. Individually, they seem harmless. Together, they can quietly become one of your largest monthly expenses.

Too Many Services

Too Many Services

Streaming platforms. Cloud storage. Design tools. AI subscriptions. Fitness memberships. Digital services are multiplying faster than most people can keep track of.

No Clear Picture

No Clear Picture

Most people know what's in their bank account. Few people know exactly how much they're committed to spending every month.

Bad Timing

Bad Timing

The week before payday. The day rent is due. The moment you need that money somewhere else. Subscriptions don't wait for the perfect time.

Hidden In Plain Sight

Hidden In Plain Sight

The charge isn't unexpected. You technically agreed to it. But months later, it's easy to forget what's still active and quietly renewing.

Discover Your
Subscription Footprint™

A simple way to understand the long-term cost of recurring payments. Monthly subscriptions rarely feel expensive. The bigger picture tells a different story.

Your Subscriptions 0

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Monthly Spend

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Yearly Spend

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5-Yr Projection

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A Control Center For Digital Spending.

PayWatch helps you understand the commitments you've already made. Designed to keep you informed, not overwhelmed.

No clutter. No spreadsheets. No guesswork. Just clarity.

See Everything In One Place

A complete view of your subscriptions, renewals, and recurring commitments.

See Everything In One Place

Stay Ahead Of Renewals

Know what's coming before money leaves your account.

Stay Ahead Of Renewals

Understand Your Spending

See exactly how much subscriptions are costing you each month.

Understand Your Spending

Spot What No Longer Serves You

Subscriptions change. Your needs change too. PayWatch helps you keep both aligned.

Spot What No Longer Serves You

What's The Most Painful Subscription Charge You've Ever Received?

The week before payday? While paying rent? While travelling? When you needed that exact amount for something else?

Tell us your story.

We've all had one. A charge we forgot about. A subscription we thought we cancelled. A renewal that arrived at exactly the wrong time. We're building PayWatch around experiences like yours.

Selected stories may be featured anonymously to help shape future product decisions.

Your Next Subscription
Should Never Surprise You.

Recurring payments aren't going away. They're becoming part of everyday life. PayWatch helps you stay aware of them.

Join the waitlist and be among the first to experience a smarter way to stay ahead of subscriptions.

  • Early access
  • Product updates
  • Founding member recognition
  • Exclusive launch perks
PayWatch — Secure. Private. Always in your control.